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Purchase Financing, Terms and Conditions
Hidden Gem Ranch Alpacas
Melissa & Dennis McFail
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464 S. Industrial Park Rd., Coalmont, TN 37313-2504
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931-692-3397
FINANCING TERMS:
Financing with us...
We respect the fact that not everyone can pay cash for an alpaca. They are expensive. Please know that these are just some general terms to give you an idea of where to start. We work with every customer based on their individual needs, respectfully and discretely. Don't worry, we can always work something out.
Payment structure:
Purchase $0-5000 25% down, make monthly payments for as long as 6 months with no finance charge.
Purchase $5000-15,000 25% down, make monthly or quarterly payments for up to 12 months with no finance charge.*
Purchases over $15,000 25% down, make monthly or quarterly payments for up to 24 months with no finance charge.*
*Financing available for longer terms at Prime+1% interest.
**Any animal(s) financed for more than $4999 must be insured for full replacement value with Hidden Gem Ranch Alpacas as a loss payee.**
BOARDING AND TRANSPORTATION:
Free transportation of your purchase within 200 miles of our farm (minimum purchase $7500) Over 200 miles can be arranged for a modest fee.
Free boarding for up to 6 months while you get your farm ready( minimum purchase $7500). Under $7500 as agreed upon.
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